The Millionaire Next Door by Thomas J. Stanley & William D. Danko PDF


The Millionaire Next Door

By: Thomas J. Stanley & William D. Danko
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How can you join the ranks of America’s wealthy (defined as people whose net worth is over $1 million)? It’s easy, say doctors Stanley and Danko, who have spent the last 20 years interviewing members of this elite club: you just have to follow seven simple rules. The first rule is, always live well below your means. The last rule is, choose your occupation wisely.

You’ll have to buy the book to find out the other five. It’s only fair. The authors’ conclusions are commonsensical. But, as they point out, their prescription often flies in the face of what we think wealthy people should do.

There are no pop stars or athletes in this book, but plenty of wallboard manufacturers–particularly ones who take cheap, infrequent vacations. Stanley and Danko mercilessly show how wealth takes sacrifice, discipline, and hard work, qualities that are positively discouraged by our high-consumption society. “You aren’t what you drive,” admonish the authors. Somewhere, Benjamin Franklin is smiling.


“This is one of my all-time favorite books. I have read quite a few personal finance books and this is by far my favorite one. Dr. Stanley through actual facts and numbers dispels all of the misconceptions that we have about who the average wealthy person in the US is and how they got there. Many popular personal finance books are based on some anecdotal advice about “doing what I did to get rich”. The problem with most of those books is that the paths that they personally took largely aren’t replicable by the average person and suffer from extreme survivorship bias. This book focuses on a lot of habits and attitudes that anyone can implement. Highly recommended.” Amazon Review

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